Credit Facts...

Your Rights As A Consumer

As per the FCRA Only items that are not 100% accurate, verifiable, and timely are allowed to be on your credit report, we challenge the credit bureaus to prove these items are 100% accurate, verifiable, and timely.

There are five factors in determining your credit score

    * Payment History 35% 

    * Amounts Owed 30%

    * Length of Credit History 15%

    * Mix of Credit 10%

    * Inquiries 10%