How it Works...
Our 4 Step Program
Initial Credit report and consultation:
After signing up, our Welcome Kit will be issued to you by mail. Please fill
out all documents and return items to us. We will then contact you and discuss
all 3 bureaus credit reports.
Choose which items to question:
We send you a copy of all three credit reports along with a dispute sheet. This
dispute sheet will have canned responses on why negative items are questionable.
Please apply a dispute to all of the questionable items on your report.
dispute sheet will have canned responses on why negative items are questionable.
Please apply a dispute to all of the questionable items on your report.
We go to work:
Once we receive your report with the disputes we will start the credit repair
process, drawing upon our vast arsenal of credit repair strategies to challenge
questionable items directly with the credit bureaus. Depending on the number of
questionable items on your credit reports, this step will be repeated for each
subsequent cycle. While we are disputing your items you should receive updated
reports from the credit bureaus. It is important to forward each updated report
to us so we can track which questionable items were deleted.
process, drawing upon our vast arsenal of credit repair strategies to challenge
questionable items directly with the credit bureaus. Depending on the number of
questionable items on your credit reports, this step will be repeated for each
subsequent cycle. While we are disputing your items you should receive updated
reports from the credit bureaus. It is important to forward each updated report
to us so we can track which questionable items were deleted.
We get results:
The credit bureaus by law have 30 days to investigate your dispute. After that,
they must inform you of their results and send you a copy of your updated
report. It usually takes 60 days from the day we send a dispute to the day you
receive a response from a bureau, make a copy of the updated report for your
records then send the orginal to us. With this information we will update your
account and send you a new email with your progress. These progress reports
will be delivered to your email. This 4 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new cycle begins, hopefully there will be less questionable items on your credit reports.
they must inform you of their results and send you a copy of your updated
report. It usually takes 60 days from the day we send a dispute to the day you
receive a response from a bureau, make a copy of the updated report for your
records then send the orginal to us. With this information we will update your
account and send you a new email with your progress. These progress reports
will be delivered to your email. This 4 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new cycle begins, hopefully there will be less questionable items on your credit reports.
